Mortgage Rates (30-Year and 15-Year Fixed)
This week's average 30-year and 15-year fixed mortgage rates from Freddie Mac's Primary Mortgage Market Survey, with every week since 1971.
About this data: figures are collected automatically from Freddie Mac and checked before publication. They are for general information only and are not advice. Confirm with the source before acting. Last verified Sep 30, 2026, 6:02 AM ET. Report an error →
What changed: Loaded Freddie Mac PMMS history: 2,896 weeks, 1971-04-02 to 2026-09-24. (Sep 30, 2026)
Rates for the week of September 24, 2026
+0.08 points from 6.95% last week · +0.73 from 6.30% a year ago
+0.16 points from 6.26% last week · +0.93 from 5.49% a year ago
Averages from Freddie Mac's Primary Mortgage Market Survey, released Thursday, September 24. Next release: Thursday, October 1 at 12 p.m. ET.
Weekly figures back to 1971 are available from Freddie Mac's PMMS page.
What these rates measure
- Freddie Mac's Primary Mortgage Market Survey averages the rates on thousands of loan applications submitted to Freddie Mac by lenders across the country.
- It covers conventional, single-family purchase loans within the FHFA's conforming loan limits.
- Each weekly figure averages applications from the prior Thursday through Wednesday. Results are published Thursdays at 12 p.m. ET, or Wednesday when Thursday is a federal holiday.
- These are national averages. The rate offered on a particular loan depends on the borrower, the property and the lender.
Methodology
- Update cadence
- Weekly (Thursday). Once a week, shortly after each release.
- Last updated
- Sep 30, 2026, 6:02 AM ET
- How it is produced
- We download Freddie Mac's PMMS file once a week, after each release. Every week is checked before it is published: rates must be between 1.0% and 20.0%, may not move more than 1.5 points in a week (the largest move on record is 1.40 points, in March 1980), and the 15-year rate must sit below the 30-year rate. Past weeks may never change. This page shows the figures Freddie Mac publishes with each release: this week, last week and a year ago.
- Download
- Not offered for this tracker while the source's terms for redistributing its data are being confirmed.
- Cite this
Money Tracker Daily, "Mortgage Rates (30-Year and 15-Year Fixed)", updated September 30, 2026, https://moneytrackerdaily.com/trackers/mortgage-rates. Data: Freddie Mac, Primary Mortgage Market Survey (PMMS).
Change log
- Loaded Freddie Mac PMMS history: 2,896 weeks, 1971-04-02 to 2026-09-24.
Spotted an error? See our corrections policy or email editor@moneytrackerdaily.com.